SYSTEM REFERENCE DOCUMENT 3.5

MONSTERS WITH TREASURE

Every monster has a treasure rating (indicating how much treasure it has, although for some creatures the rating is “None”). The tables found below are used to determine the specifics. After referencing the level and kind of treasure (coins, goods, items) found in the creature’s description, roll on the appropriate row and columns of the proper table.

When generating an encounter dealing with monsters away from their lair, remember that a creature only takes what it can easily carry with it. In the case of a creature that cannot use treasure, that generally means nothing. The monster safeguards or hides its treasure as well as it can, but it leaves it behind when outside the lair.

Using the Treasure Table

Cross-reference the level of the treasure on the left with the type of treasure. The level of the treasure is equal to the CR of the monsters in the encounter. A standard treasure (one that includes coins, goods, and items) requires three rolls, one for each category.

• Treasure Values Per Encounter Table -- Average value of Treasure obtained by CR
• Average Treasure Results Table -- Average values of different sorts of Treasure
• Treasure Table -- Master Treasure Table
  • Above 20th level Treasure
• Gems Table -- Randomly generate Gems
• Art Objects Table -- Randomly generate Art Objects
• Mundane Items Table -- Randomly generate Mundane Items
• Generate Magic Items -- Randomly generate Magic Items

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